Perpetual Credit Income Trust (PCI) offers investors a reliable monthly income solution, targeting a return of the Reserve Bank of Australia (RBA) Cash Rate plus 3.25% per annum, net of fees, over the economic cycle. The trust invests in a diversified portfolio of credit and fixed income assets. This diversification spans various countries, asset types, credit qualities, loan maturities, and issuers, ensuring a balanced and resilient investment approach. Typically, PCI holds a portfolio comprising approximately 50 to 100 assets. This broad mix of investments aims to spread risk effectively while striving to deliver consistent returns to its investors.