Pepper Money Limited (PPM) is an Australian non-bank lender specialising in the mortgage and asset finance markets. The company provides a range of financial products including residential mortgages, commercial real estate loans, auto and equipment finance, and loan servicing. Recently, Pepper Money has also ventured into New Zealand's residential mortgage sector, expanding its footprint beyond Australia. Mike Culhane, Founder and Group CEO of Pepper Group, has assumed a new role as Chairman of Pepper Money Limited in the past six months, indicating strategic leadership changes within the organisation.