Spenda Limited (SPX) is a transaction services business supplying industries with a broad range of B2B payment services, digital trading software and integrated solutions. The company's goal is to convert EFT payments to card payments utilizing the BPSP engagement coupled with their payment collaboration framework. The company delivers end-to-end e-invoicing integration, rapid ordering, digital trust and automated reconciliation. Spenda supplies its customers a recipe of integrated software to create a vertical market standard operating environment (SOE) that enables the effective and seamless transfer of data from multiple, disparate software systems in one standardised technology solution, such as SpendaRetail. Spenda has licensing agreements with third-party software vendors that enable it to provide integrated SOE solutions to its customers.