Beforepay Group Limited (B4P) offer consumers a way to manage their personal finances, offering them finance flexibility to access their pay earlier, without having to rely on credit cards or other forms of revolving debt. The company's product advances people small sums of money over short periods of time, which helps them get through short-term challenges whilst not living beyond their means. Beforepay makes ongoing enhancements to customers' eligibility criteria and risk assessments.